Understanding Expanded Subsidies for COBRA Coverage

On March 11, 2021, President Biden signed the American Rescue Plan Act of 2021 (ARPA) expanding COVID-19 relief efforts. Under this new law, the federal government is covering 100% of the cost of qualifying COBRA coverage from April 1, 2021 through September 30, 2021....

DOL Release of Model COBRA Notices

The DOL has released the Model COBRA Notices for use with all new election notifications, as well as notifications for individuals that experienced involuntary terminations and are still in their initial 18 month COBRA period, under the ARPA subsidy rules. The full...

ARPA COBRA Subsidy Q&A

Q: I was terminated in August 2020, and never elected COBRA. Can I enroll now and receive the subsidy for the months April through September, without paying premiums due back to August 2020? A: Yes. Under the ARPA, qualified beneficiaries that were involuntarily...